Just about every car insurance company has its own app that allows you to manage your policy, but some insurers also offer some innovative apps that help you save time and money. Here’s a look at six of the most helpful car insurance apps.
Progressive’s app gives you easy access to your policy whenever you need it. With the tap of the screen, you can view your coverage, ID cards, discounts, policy details and documents. You can pay your bill and look at your billing history.
In addition, you can report and add photos to your claims. You can even ask for roadside assistance.
If you’re a Progressive policyholder, the app will make your life easier.
2. Esurance Fuelcaster
Looking to save money on gas? Esurance’s Fuelcaster tool actually predicts gas prices, so you can decide when to fill up your tank. Just enter your ZIP code, and the app will recommend that you fill up now because prices are expected to rise, or to fill up tomorrow because prices are expected to fall.
Fuelcaster will also display gas prices in your area to help you find the cheapest stations.
The great thing about this app is that it’s free for both customers and non-customers.
3. State Farm Driver Feedback
State Farm’s Driver Feedback tool helps you drive safer, which can save you money on your auto insurance in the future. The app targets three problem areas: decelerating, accelerating and swerving.
You don’t need any special equipment to track this information. Just lay your phone in a secure spot or in a cup holder, and the app will take care of the tracking and will score you in each category. After each trip, you can view your score and tips to on how to improve your driving.
Anyone can use this app. You don’t have to be a State Farm customer to keep track of your driving habits.
4. Allstate Motor Club
You’ll be happy to have the Motor Club app on hand if you ever need assistance in remote areas where you don’t have service.
The app uses your phone’s GPS to find your location and send help. Just tell the app what you need help with – battery jump, fuel delivery, etc. – and track the estimated time of the responders.
This app is very handy, but there are two caveats: you need to be an Allstate customer, and you need to pay to use the app.
5. Esurance Video Appraisal
If you have a policy with Esurance, you can use their Video Appraisal tool to speed up the claims process. The app allows you to chat in real-time with appraisers after you file a claim. Instead of setting up a meeting in person, you can do the initial inspection over your smartphone.
Using the video tool, the appraiser can give you a repair estimate. Some customers have even received a payment the same day.
6. Geico Mobile
The Geico Mobile app allows you to manage your insurance policy. Geico policyholders can quickly access their billing information and details about their policy.
You can also view your ID cards, pay your bill, change your coverage, get a quote, submit a claim and message a customer service representative.